Transaction Monitoring Compliance Officer
Capitex · Sharjah
Job Title: Transaction Monitoring Compliance Officer
Location: Sharjah, United Arab Emirates
Job Type: Contractual Position
Job Summary
We are seeking a detail-oriented and experienced Transaction Monitoring Compliance Officer to join our team in Sharjah on a contractual basis. The ideal candidate will have a minimum of 3+ years of UAE-based experience in AML compliance and transaction monitoring, with proven expertise in conducting AML investigations and filing STRs/SARs in accordance with UAE regulatory requirements.
Key Responsibilities
- Monitor daily transactions to identify unusual or suspicious activities in line with AML/CFT regulations.
- Conduct detailed AML investigations and analyze transactional patterns, customer profiles, and risk indicators.
- Prepare and file Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs) with the UAE Financial Intelligence Unit (FIU) via the goAML system.
- Escalate high-risk cases and provide clear documentation of findings and recommendations.
- Ensure compliance with UAE Central Bank, ADGM/DFSA (if applicable), and other relevant regulatory frameworks.
- Maintain accurate investigation records and ensure audit readiness at all times.
- Assist in periodic reviews of AML policies, procedures, and transaction monitoring rules.
- Support internal and external audits related to AML and compliance matters.
- Stay updated with evolving UAE AML regulations and regulatory guidance.
Requirements
- Minimum 3+ years of relevant AML/Transaction Monitoring experience within the UAE (mandatory).
- Proven experience in filing STRs/SARs through the goAML portal.
- Strong knowledge of UAE AML/CFT laws, regulatory requirements, and compliance frameworks.
- Hands-on experience conducting AML investigations and case management.
- Strong analytical, documentation, and report-writing skills.
- Ability to work independently and meet strict regulatory deadlines.
- Bachelor’s degree in Finance, Law, Business Administration, or a related field.
- AML certifications (e.g., CAMS) are an advantage.
Key Competencies
- High attention to detail
- Strong analytical and risk assessment skills
- Confidentiality and integrity
- Excellent written and verbal communication skills