Assistant Vice President, Retail Credit Risk Analytics and MIS TH

CIMB Thailand · Thailand

Responsibilities:

Create, modify, and clean up the database and put in the format that can be utilize to help monitor the portfolio and identify both low risk and high risk segments.
Providing MIS to help track and monitor the quality of the new booking and the portfolio quality for all retail/consumer lending products including both secured and unsecured products of the Bank and its subsidiaries (the products include personal loan, mortgage, auto, and motorcycle).
Create reports for senior management to help monitor the performance of the portfolios on a monthly basis in a timely manner.
Define cut-off score for any Retail Credit Risk Scorecard, swap-in and swap-out segments and monitor performance of the implemented scorecards and strategies to ensure the quality of acquisition population.
Evaluate impact of strategy changes on profitability (revenue, credit loss, and operation cost) of the portfolio.
Provide comments and feedback during the retail scorecard development.
Evaluate non-traditional variables for credit risk strategies

Qualifications:

Bachelor degree or higher in a numerate discipline ex. engineering, statistics, mathematic, computer science, science
SAS, SQL, or other programming language
Experience in data analytics, database management, MIS, reporting, MS-Excel, QlikView, and Tableau is a plus
Experience with credit risk, risk management, customer relationship management (CRM), risk modeling, marketing modeling, business intelligent, or retail banking is a plu.
At least 5 years of relevant experience
Good command of English and Thai both written and spoken