Area Credit Manager - Retail MFB - RIL - Credit - Thiruvadanai - VIJ Complex - JM
Tata Capital · Tamil Nadu
Key Objective of the Job:
To drive Rural Individual Loan business underwriting and creating quality portfolio.
Major Deliverables:
- 1. Managing a team of Branch credit managers, Credit Executives.
- 2. Conduct personal discussion with customers to establish Credit worthiness.
- 3. Pre and post sanction credit risk compliance.
- 4. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
- 5. Control on portfolio performance.
- 6. Underwrite Individual loan and prepare Credit Appraisal Memo (CAM).
- 7. Coordinate with sales to achieve targets and ensure TAT.
- 8. Support and train the team of Credit Manager/officers
- 9. Responsible for manpower
- 10. Knowledge understanding of local market.
- 11. Work closely with regional Credit Manager
- 12. Coordinate with internal teams like ICQ, Operational and sales.
Qualification : Graduate in any discipline.
Key Objective of the Job: To drive Rural Individual Loan business underwriting and creating quality portfolio. Major Deliverables: • 1. Managing a team of Branch credit managers, Credit Executives. • 2. Conduct personal discussion with customers to establish Credit worthiness. • 3. Pre and post sanction credit risk compliance. • 4. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio. • 5. Control on portfolio performance. • 6. Underwrite Individual loan and prepare Credit Appraisal Memo (CAM). • 7. Coordinate with sales to achieve targets and ensure TAT. • 8. Support and train the team of Credit Manager/officers • 9. Responsible for manpower • 10. Knowledge understanding of local market. • 11. Work closely with regional Credit Manager • 12. Coordinate with internal teams like ICQ, Operational and sales.More jobs at Tata Capital · Retail & Store jobs in Tamil Nadu