Individual Loan Officer - Retail MFB - Sales - Patna - Parth Astha (1st Floor) - J Grades
Tata Capital · Patna
Key Objective of the Job:
To drive Rural Individual Loan business sales and achieving business deliverables.
Major Deliverables:
- 1 Ensuring onboarding of quality customers to maintain highest portfolio quality.
- 2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
- and policy
- 3 Conducting business and house verification for the potential customer along with financial analysis to
- finalize the desired loan amount.
- 4 Enabling business growth across assigned territories for deeper market penetration and reach.
- 5 To ensure achievement of disbursement targets and achieving desired productivity numbers.
- 6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
- 7 Continuous follow up of overdue customers if any to ensure their repayment.
- 8 Build strong client relationships both internally and externally and build a strong brand identification with
- existing and potential customer base.
- 9 Achieving highest First Time Right (FTR)
- 10 Constantly engaging in learning and development programs to upskill.
- 11 Adherence to product, process, and policies of the company.
Qualification: Graduate in any discipline