Manager - Credit (Cleantech Finance) - Credit - Mumbai - Lodha (I-Think Techno Campus) - MM
Tata Capital · Mumbai
Understanding of financial statements, and Financial analysis of corporates / mid-corporates / small
enterprises
· Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time
bringing out all the key aspects of a transaction
· Financial modelling skills (MS-Excel) for preparing business plan / financial projections.
· Domain expertise in sectors under coverage
· Understanding of banking / lending business, and the regulatory aspects in relation to the same
· Research oriented approach of working with an eye for detail.
Term sheet Drafting
Preparation of Credit appraisal note to be presented to relevant approving authority and In-principle notes/presentations for internal discussion. · Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. · Building knowledge base by engaging with internal as well as external parties · Preparation of financial models and tracking of key operating parameters in the commodity manufacturing sectors · Tracking development in sectors under coverage