Senior Manager - Risk Analyst - MFB - Mumbai - Lodha (I-Think Techno Campus) - MM
Tata Capital · Mumbai
10803
Responsibilities:
- Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context in coordination with data science team
- Implement & Monitor Credit Risk strategies across the lending life cycle – acquisition, underwriting, cross-sell & collections
- Review portfolio on periodic basis across various risk metrices for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
- Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
- Visit branches on regularly basis and evaluate the portfolio quality and adherence to policy norms.
- Coordinate with Various internal teams such as Quality Control, Product, Business, IT, Data Science team for strengthening of risk framework.
Eligibility Criteria:
- MBA from a reputed institute
- 3-6 years of experience in managing risk in a Bank/NBFC
- Excellent in understanding data & bringing insights. Advance knowledge of excel required
- Sound knowledge of statistical models
- Experience in microfinance/inclusive finance will be an added advantage