Loan Processor
Team Architects · Charlotte · $55,000–$65,000 (stated in the posting)
Job Title: Loan Processor
Position Summary
We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.
Key Responsibilities
Loan Intake & Initial Review
- Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.)
- Ensure completeness and accuracy prior to submission to underwriting
- Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards
Borrower Communication & Support
- Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle
- Clearly communicate outstanding document needs, next steps, and timelines
Coordination & Pipeline Management
- Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents.
- Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings
- Follow up with internal underwriting and credit teams for file decisions and escalations as needed
- Verify compliance with loan program guidelines, investor overlays, and risk tolerances
Requirements
Requirements
Education & Experience
- Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)
- Familiarity with various ownership structures (LLCs, corporations, trusts)
Technical Skills
- Strong understanding of loan documents, title reports, and property insurance requirements
- Ability to read and interpret credit, background, entity documents, and title reports
Soft Skills
- High attention to detail and organizational skills
- Excellent written and verbal communication
- Strong problem-solving abilities and a proactive, solutions-oriented mindset
- Ability to thrive in a fast-paced, deadline-driven environment
Benefits
Base Salary Range
- Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure):
$55,000 – $65,000 - Mid-Level (3–5 years with relevant experience):
$65,000 – $70,000
Compensation & Benefits
- Competitive salary plus bonus opportunity
- Health, dental, life, and vision insurance
- 401(k) with company match
- Remote or hybrid flexibility depending on location
In addition to your resume, please complete the following job fit assessment as part of your application:
https://TeamArchitects.asmt.io/X7WH4F99F/LoanProcessorJob-Assessment