FP&A Analyst

World Business Lenders · Remote · $1,000–$1,500/month (stated in the posting)

World Business Lenders provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding.
WBL is a U.S.-based company with a 100% remote workforce. We are seeking a detail-oriented FP&A Analyst to support the company’s financial planning, forecasting, modeling, and management-reporting activities.
This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.

The FP&A Analyst will build, maintain, reconcile, and analyze financial models and reports within an assigned area of the FP&A function.
The role requires strong Excel skills, comfort working with large and sometimes incomplete datasets, and the ability to produce accurate, transparent, and well-documented analysis.
Analysts are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the primary functional assignment.

Corporate Planning & Performance — budget and reforecast support; three-statement forecasting; operating expense and headcount planning; variance analysis; and management reporting.
Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery analysis; cash and liquidity; facility and covenant forecasting; and capital scenarios.
Strategic Finance, Data & Automation — channel, product, and unit economics; pricing and profitability; business cases and scenario modeling; automated reporting; FP&A data and model governance; due diligence; and workflow automation.

A detail-oriented FP&A Analyst assigned to a primary functional area while supporting the broader planning and analysis needs of the business

Collect, organize, validate, and maintain financial and operational data used in FP&A models, reporting, and analysis.
Build, update, and maintain financial models, forecasts, analyses, and reports within the assigned functional area.
Reconcile model outputs and management reports to source data and financial statements and investigate discrepancies.
Analyze actual results and business performance, identify material drivers and variances, and prepare clear explanations.
Prepare scenario, sensitivity, break-even, and other decision-support analyses as needed.
Maintain clear model assumptions, supporting schedules, version control, change logs, and process documentation.
Support recurring management reporting and improve or automate reporting where practical.
Work with Accounting, Operations, and other departments to obtain required data and resolve inconsistencies.
Support broader FP&A, due-diligence, and ad hoc financial projects as needed.

Requirements

Bachelor’s degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.

Two to three years of progressive experience in FP&A, financial analysis, financial modeling, budgeting, forecasting, accounting analysis, or a related finance position.

Strong understanding of financial statements, including the income statement, balance sheet, and cash-flow statement.

Experience preparing budgets, forecasts, cash-flow projections, and actual-to-forecast variance analyses.

Ability to review financial information, identify discrepancies, and reconcile reports to source data.

Ability to explain financial results and analysis clearly to finance and non-finance stakeholders.
Relevant experience in at least one functional assignment listed above; candidates are not expected to have depth across all three.
Ability to work independently, manage recurring deadlines, and communicate regularly in a remote environment.

Preferred Qualifications

Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
Experience developing management reports or dashboards in Power BI.

Experience supporting multi-entity, multi-business-unit, or consolidated budgeting and forecasting processes.
Experience in one or more of the following: consolidated planning, lending or portfolio analysis, liquidity and capital planning, pricing or unit economics, or financial reporting automation.

Benefits

What We Offer

💰 USD compensation: $1,000–$1,500, with up to $1,800 considered for candidates with exceptional expertise or relevant experience.

🏖️ Paid Time Off (PTO).

🌍 Fully remote — work from wherever you do your best work!

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!