Senior Underwriter - Accident & Health (A&H)
AXIS Capital · London
This is your opportunity to join AXIS Capital – a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.
At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.
All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.
How does this role contribute to our collective success?
The Accident & Health Division is seeking a highly motivated and commercially minded Senior Underwriter to support the delivery of our global business plan through profitable underwriting, portfolio management, and broker relationship development.
This role will be responsible for underwriting a broad portfolio of Accident & Health risks across both traditional and delegated authority channels, with a focus on achieving sustainable growth while maintaining strong underwriting discipline. The successful candidate will play a key role in developing broker and client relationships, identifying new business opportunities, and contributing to strategic initiatives across the portfolio.
Working closely with internal stakeholders across actuarial, claims, compliance, operations, and delegated authority functions, you will help deliver profitable growth while ensuring excellent service standards and positive customer outcomes.
What will you do in this role?
- Underwrite new and renewal Accident & Health business within delegated authority and underwriting guidelines, ensuring profitability and portfolio sustainability.
- Develop and manage strong relationships with brokers, clients, MGAs, and other distribution partners to drive profitable growth.
- Identify, evaluate, and execute new business opportunities aligned with strategic objectives.
- Negotiate terms, conditions, pricing, and coverage structures whilst maintaining underwriting discipline.
- Monitor portfolio performance and take corrective action where necessary to achieve underwriting and financial targets.
- Work closely with actuarial and data analytics teams to assess pricing adequacy, claims trends, portfolio performance, and emerging risks.
- Support the management and oversight of delegated authority arrangements, including Coverholders, Binding Authorities, and program business where applicable.
- Contribute to portfolio strategy, business planning, and underwriting initiatives across the A&H division.
- Ensure compliance with underwriting authorities, regulatory requirements, conduct standards, and internal governance frameworks.
- Collaborate with claims, operations, compliance, legal, and risk teams to resolve underwriting and operational issues.
- Represent AXIS in broker meetings, market events, client presentations, and industry forums.
- Support and mentor junior underwriters and underwriting assistants, fostering technical development across the team.
- Maintain accurate underwriting records and utilise available systems and management information to support informed decision-making.
- Promote a culture of underwriting excellence, accountability, collaboration, and continuous improvement.
You may also be required to undertake additional duties and responsibilities appropriate to the nature and seniority of the role.
About You
We value diverse experience and perspectives and encourage candidates to bring their own expertise and market knowledge to the role.
What you need to have:
- Significant underwriting experience within Accident & Health insurance, ideally within the London Market.
- Strong technical underwriting knowledge across individual and group Accident & Health products.
- Demonstrated ability to build and manage broker and client relationships.
- Experience managing portfolios against profitability, growth, and performance objectives.
- Strong understanding of Lloyd's, FCA, PRA, and other relevant regulatory requirements.
- Commercial awareness with a proven ability to negotiate effectively and make sound underwriting decisions.
- Strong analytical skills and experience interpreting portfolio, pricing, and claims data.
- Proficiency in Microsoft Office applications including Excel, PowerPoint, Word, Outlook, and Power BI.
- Excellent communication, presentation, and stakeholder management skills.
- Ability to work independently while collaborating effectively across a global organisation.
What we would prefer you to have:
- Experience underwriting international Accident & Health business across multiple territories.
- Knowledge of delegated authority structures including MGAs, Coverholders, and Binding Authorities.
- Experience working with portfolio management tools, actuarial pricing models, and exposure management frameworks.
- Established market relationships within the London and international Accident & Health marketplace.
- Strong business development skills with a proven track record of delivering profitable growth.
- Experience mentoring junior underwriters and supporting team development.
- ACII qualified or working towards completion, or equivalent professional qualification.
- Strong organisational skills and ability to manage multiple priorities effectively.
- Results-driven mindset with a focus on underwriting profitability and long-term portfolio sustainability.
Role Factors
In this role, you will typically be required to:
- Attend the office a minimum of three days per week.
- Travel domestically and internationally as required.
- Attend broker, client, industry, and market events.
- Represent the business both internally and externally as a senior member of the underwriting team.
What we offer
You will be eligible for a comprehensive and competitive benefits package including medical plans for you and your family, wellbeing programmes, retirement benefits, annual leave, and a range of additional benefits designed to support your professional and personal development.
In addition, you will be offered competitive target incentive compensation, with awards based on overall corporate and individual performance. On top of this, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
This posting is for an existing vacancy.
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