Credit Manager-SUPPORT SERVICES-Credit
Kotak Mahindra Bank · Ludhiana
Role - Credit Manager - KMPL Support Services-Credit
Minimum experience of 3 years under Retai credit underwriting.
Minimum qualification MBA Finance or CA.
Job Role
- To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
Job Requirements
Skills/Knowledge prerequisites
Knowledge of the location / area is an essential criteria.
Well versed in the local language apart from Hindi and English.
Good knowledge of interpreting financial trends.