Assistant Manager - Credit MIS and Analytics (UAE National)

Emirates NBD · United Arab Emirates

In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success.

We are looking to find the best UAEN talent to join our ENBD family.

Organization Unit Purpose:

Group Retail Risk is the Credit Policy unit for Retail Lending covering Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft and SME.

Job Purpose:

Part of the team of Analysts, Statisticians and Database Managers in devising, developing, and enhancing MIS and analytical reports. Building comprehensive data platform and analytics pack for all Products.

1. Preparation of monthly risk dashboards and MIS for the Emirates NBD Retail portfolio

Preparation of MIS decks and dashboards
Deep dive on any portfolio deterioration
Tracking delinquencies and losses against the Budget numbers

2. Assisting in preparation of loss forecast models for portfolios including Micro SME

Liaise with product teams for volume budgets, finalizing the forecast model after considering various policy related factors. Validating the loss forecast model and tracking the actual against the plans.

3. Executing the segmentation models developed for credit and collections in Emirates NBD Retail and Micro SME portfolios on a monthly basis

Ensuring the data is in-line with the signed off segmentation document
Publishing the same to stakeholders on a timely basis

4. MIS reports and analysis for Emirates NBD Retail portfolio

Portfolio update on a monthly basis
Retention base generation for Personal Loans
CLI and LOC base generation on agreed timelines
Analysis of profitable segments on Credit Cards
Preparation of all relevant material required for various decks

Education

Graduate or above

Experiences

3 to 5 years of experience

Knowledge & Skills

Microsoft Suite, SAS and other statistical tools
Strong Analytical Skills
Knowledge of retail asset banking products
Good problem solving and communication skills

As an Assistant Manager - Credit MIS and Analytics with Emirates NBD Group, helping protect the bank and enable confident, compliant growth by adhering to internal controls, identifying opportunities to automate repetitive reporting tasks using available tools and validating data integrity by cross-referencing source systems.

More jobs at Emirates NBD · Data & Analytics jobs in United Arab Emirates