Chubb Life HK - Senior Manager, Underwriting
Chubb · Hong Kong
Job Overview:
The Senior Manager – Underwriting is a pivotal leadership position within the Underwriting team, responsible for driving underwriting strategy, overseeing complex and high-value life insurance risk assessments, and ensuring consistent portfolio profitability. The role requires a seasoned professional with deep technical expertise in life insurance underwriting, strong commercial acumen, and proven ability to lead and develop high-performing teams. The Senior Manager acts as a key decision-maker, escalation point, and strategic partner to senior leadership across Actuarial, Product, Sales, Claims, and Distribution functions.
Key Responsibilities:
- Lead, mentor, and develop the underwriting team to achieve individual and organizational performance goals.
- Oversee the underwriting of complex, large-sum, and high-value life insurance applications, ensuring sound risk selection.
- Develop, implement, and periodically review underwriting policies, guidelines, and best practices.
- Monitor portfolio performance, identify trends, and proactively manage risk exposure across the book of business.
- Review and approve underwriting decisions above delegated authority thresholds, ensuring consistency and quality.
- Collaborate cross-functionally with Actuarial, Product Development, Sales, Claims, and Compliance teams.
- Ensure full compliance with regulatory requirements, internal governance standards, and reinsurance treaty obligations.
- Drive process improvements and lead the adoption of new underwriting tools, technologies, and data analytics.
- Prepare management information reports and present portfolio insights and recommendations to senior leadership.
- Manage key external relationships with reinsurers, brokers, intermediaries, and distribution partners.
- Contribute to product development initiatives, and new business feasibility assessments.
- Handle escalated underwriting queries, complex risk assessments, and disputed decisions with sound judgment.
- Represent the underwriting function in business planning, strategy sessions, and regulatory discussions.