Manager Credit - Digital - SME Finance - Credit - Mumbai - Goregaon E - JM
Tata Capital · Mumbai
1 Digital Credit Assessment:
- Utilize digital tools and technologies to assess creditworthiness of SME clients.
- Implement data-driven credit scoring models for automated decision-making.
2 Credit Policy Adherence:
- Ensure strict adherence to credit policies and procedures.
- Evaluate credit applications against established criteria.
3 Efficient Credit Processing:
- Streamline the credit approval process using digital solutions.
- Minimize manual intervention and enhance efficiency.
4 Data Analysis:
- Analyze financial data, credit reports, and other relevant information.
- Identify key factors influencing credit decisions.
5 Risk Evaluation:
- Assess credit risks associated with SME clients.
- Determine appropriate credit limits and terms.
- Communicate with SME clients to gather additional information and clarify details.
- Provide feedback on credit decisions to clients when necessary.
6 Documentation and Records:
- Maintain comprehensive records of credit assessments and decisions.
- Ensure documentation is complete and accurate.
7 Compliance and Regulations:
- Ensure compliance with regulatory requirements in digital credit assessments.
- Stay updated on relevant regulations and implement necessary changes.
8 Credit Monitoring:
- Implement digital tools for ongoing credit monitoring and portfolio management.
- Identify early warning signals of credit issues.
9 Team Collaboration:
- Collaborate with cross-functional teams, including technology and data analytics teams.
- Ensure seamless integration of digital credit assessment solutions.
Qualifications -
Minimum Degree: Post Graduate/Graduate in any discipline.
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