Junior Risk Manager
Moomoo · Sydney
About the Role
The Junior Risk Manager – Margin Lending & Options will support the implementation and oversight of the end-to-end risk framework for MOOMOO ANZ, currently in the early product stage. Working under the guidance of senior risk staff, this role assists Product Development in embedding risk considerations, helping ensure prudent leverage management, robust client protection and compliance with Australian regulatory requirements while supporting sustainable business growth.
Key Responsibilities
Product Development & Risk Integration
- Support the Product Development team by contributing risk requirements into product design.
- Assist in providing risk input on product roadmaps, helping research risk-adjusted product structures to balance innovation with regulatory compliance and risk appetite.
- Help draft product specifications, system rules and user interface requirements that enforce risk limits.
Product & Risk Framework Ownership
- Assist in maintaining the risk management framework for ASX margin lending and listed options, including policies, limits, procedures.
- Help define and maintain risk parameters, escalating proposed adjustments based on product feedback and market testing.
- Support the development of joint risk rules for “Margin + Options” portfolios, covering strategy eligibility, additional margins, position limits and stress scenarios.
Client Risk & Suitability Management
- Assist in maintaining client segmentation and trading permission, aligned with risk appetite and ASIC expectations for early product launches.
- Support Product and Compliance teams in implementing client suitability assessments, knowledge tests and ongoing reviews for leveraged products.
- Help prepare risk disclosures, client communications and educational materials for margin calls and complex strategies.
Market, Credit & Portfolio Risk
- Monitor exposures from margin lending and options portfolios.
- Conducting stress testing, scenario analysis and back-testing, documenting results and proposing parameter adjustments for volatile markets.
- Help monitor risk limits at client, product and portfolio levels, escalating breaches to senior management in line with established procedures.
Governance, Compliance & Reporting
- Help ensure frameworks align with AFS licence conditions and ASIC requirements (e.g. responsible lending, client protection), escalating uncertainties to senior risk and Compliance.
- Support risk integration into front-to-back processes alongside Compliance, Legal, Operations and Product teams.
- Assist in preparing and processing risk reports for management, committees and regulators, highlighting product development risks and mitigations for senior review.
Cross-functional Collaboration & Build-out
- Support risk tool development, monitoring dashboards and alerts in partnership with Technology and Product team.
- Help promote risk culture by contributing to training materials for front-line teams on margin/options risks and “client protection + sustainable leverage” principles.
Requirements
- Bachelor’s degree in Finance, Economics, Mathematics, Risk Management or related field; CFA/FRM is preferred.
- 1-2 years in risk management, operations or compliance at brokers/banks; exposure to ASX margin lending and/or options is advantageous.
- Exposure to, or willingness to learn, integrating risk considerations into early-stage product development for leveraged products.
- Foundational understanding of Australian regulations (AFS, responsible lending, complex products).
- Familiarity with portfolio metrics, margin methodologies and stress testing concepts.
Skills & Competencies
- Analytical skills to help translate market conditions into product-viable risk actions under supervision.
- Developing product mindset: ability to contribute to innovation while maintaining prudent risk standards.
- Clear written communication and ability to collaborate across Product, Compliance and Tech teams.
- Eager to learn and grow in a fast-paced, early-stage environment building from the ground up.
Benefits
Working at Moomoo, you will get
- Be a part of the world’s leading digital brokerage firm where growth and career development opportunities are endless.
- Enjoy a competitive total compensation package that truly values your skills and contributions.
- Comprehensive insurance coverage for employees and dependents to provide you a peace of mind
- Fun loving and diverse work environment that hosts various team-bonding programs and company events
- Business casual work attire everyday
- And Much More!: Discover even more perks and benefits as we take you through the hiring process!