Finance Analyst
Coinflow · Chicago · $90,000–$115,000 (stated in the posting)
About Coinflow
Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.
Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments.
Coinflow is proudly headquartered in Chicago, IL. Learn more at coinflow.cash.
Role Overview:
Coinflow is seeking a Finance Analyst to join our finance team and help run the financial engine behind a fast-scaling payments company. Coinflow moves money for merchants around the world, so cash, liquidity, and pricing sit at the center of the business. As our Finance Analyst, you'll be the operating engine of a small, high-ownership team. You will keep our liquidity positions funded and forecast, produce the merchant and partner reporting our customers depend on, build the models behind pricing and projections, and turn the numbers into the decks leadership and the board use to make decisions.
This is a launchpad role for someone early in their career who wants exposure across treasury, FP&A, and strategy, and who wants to help build how a modern fintech finance function runs from the ground up.
Key Responsibilities:
Liquidity and forecasting: Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model
Merchant and partner reporting: Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views
Leadership and board decks: Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them
Pricing and projections: Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning
AR/AP and operational excellence: Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows
Required Qualifications
1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company
Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch
Ability to turn analysis into clear, concise slides for leadership
Strong attention to detail and comfort reconciling data across multiple sources
High ownership: you finish what you start without being chased
Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard
Bachelor's degree in Finance, Accounting, Economics, or a related field
Preferred Qualifications:
Experience in payments, fintech, or financial services
Familiarity with interchange, processor fees, or merchant pricing
Exposure to treasury operations, cash management, or AR/AP SQL or other data skills
Interest in stablecoins, crypto, or alternative payment rails
What We Offer
Competitive compensation including base salary, performance bonus, and meaningful ownership
Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech
Direct work with finance leadership and visibility into board-level decisions
Collaborative and innovative work environment with world-class investors
The base salary range for this role is $90,000 - $115,000 USD. The actual base salary offered depends on a variety of factors, including but not limited to experience, education, skills, qualifications and business needs.
In addition, the employee who fills this role will be eligible for an equity grant, allowing you to share in the long-term success of the company. You will also have access to a wide array of benefits, including health and wellness benefits, 401(k) savings plan, and flexible time off.
Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.
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