Senior Product Manager, Identity

Bondora · Tallinn

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What is this role about?

If you're great at identity and compliance product work, you've probably already hit the ceiling of your current role: the architecture is built, ownership is split across a dozen narrow roles, and the job is tuning someone else's system inside a slow governance process, or applying AI automation on top of existing, antiquated operational practices.

As Senior Product Manager, Identity at Bondora, you'll own the whole stack and the platform that runs it, on a team you're building from the ground up. This isn't a maintenance function: Bondora operates across seven European markets and is pursuing a massive, multibillion-euro consumer credit opportunity. Every one of those markets runs on knowing who the customer is and whether we're clear to serve them, which makes this one of the most consequential systems in the company, not a back-office afterthought.

You'll build the policy and platform for KYC, AML, sanctions screening, and customer data privacy, and execute it alongside Legal, Risk, AML Operations, and Engineering, building one of the sharpest identity-and-compliance product functions in European fintech from the ground up. We build product-first and AI-first here: starting from what the problem actually requires, not automating whatever process already exists.

Your main responsibilities:

• Define KYC, AML, and sanctions-screening policy together with Legal and Risk, so the rest of the business, Credit, Growth, Banking, can expand into new markets and products without re-litigating what's legally allowed every time.
• Run AML and enhanced due diligence case management end to end with the AML operations team and Engineering: the workflows, the escalation paths, and an audit trail that actually holds up under regulator scrutiny.
• Set data-privacy compliance for customer identity together with Legal, GDPR retention, data subject rights, the legal-basis register, the single source every team touching customer data relies on instead of re-deriving it themselves.
• Direct product-first, AI-first automation together with Engineering: redesign how KYC and AML review should work rather than bolting automation onto today's manual process, replacing it with decisioning that's both automated and auditable, so the business scales without scaling headcount linearly.
• Build the Identity & Customer Data Platform together with Engineering and the teams who depend on it, creating one source of truth about our customers.
• You're joining early: the Identity team is being bootstrapped, which means real room to shape how it operates, who's on it, and how it works with the rest of Product, not inheriting someone else's structure.

What would ensure success in this role?

• You've designed or owned KYC, AML, or sanctions policy at a regulated fintech, bank, or payments company.
• You've directed or built automated compliance or case-management systems from a product-first mindset, redesigning how the problem should be solved rather than just automating an existing manual process or operating a vendor tool.
• You've personally been through a regulatory audit or examination.
• You're comfortable translating regulation, GDPR, AML directives, and CCD II directly into product requirements.
• You've worked directly with Legal, Risk, or Compliance to resolve genuinely ambiguous regulatory questions.
• As a bonus, you might have hands-on work directing LLM-based compliance automation, multi-market KYC experience, or a shipped identity/KYC change that measurably moved a conversion metric.

What can you expect at Bondora? 

• Experience with a banking license application or equivalent regulatory licensing process.
• Hands-on experience directing LLM-based compliance automation.
• Multi-market or cross-jurisdiction KYC experience
• Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
• We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career

The next steps

If you have the guts, ideas, and a team vision, apply now! 

1. Meet Ariba, our Recruiter: Your first interview with Ariba will give you the chance to share your experiences and aspirations. 
2. Meet with Brian Edward Taulbee, our hiring manager: You can explore more about the role and ask questions about how you can make impact
3. Put your skills to the test: Tackle a home task related to product management skills
4. Collaborate with Brian, to review your take home task submission: Go over your submission with the Hiring Manager and share your perspective
5. Complete our assessments: Our personality and logic assessments will help us understand your strengths
6. Business Interview - Alberto Mateos Montano: Engage with our Chief Customer Operations Officer to cover how the product impacts our customers
7. Final Interview - Meet Mirko Adari, our Chief Product & Technology Officer for an overview 
8. Bar-raiser Interview - Meet Olga Kikas, our Chief People Officer as an independent evaluation step and the last one 
9. The celebration begins: If the stars align, receive an offer to join the Bondora team! 

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