Associate - Product Controller
JPMorgan Chase · Bengaluru
This role supports the Controllers organization within the Retail Banking/Card business, with primary responsibility for month-end close, management reporting, regulatory and SEC support, and ongoing enhancement of financial and regulatory reporting processes and controls. The associate will partner closely with Card business leaders, Finance, Project Managers, and control groups to deliver accurate, timely, and well-governed reporting.
Job summary
As a Product Controller within Retail Banking and Card Controllers, you will support month-end close, management reporting, regulatory and SEC support, and ongoing enhancement of financial and regulatory reporting processes and controls. You will partner closely with Card business leaders, Finance, Project Managers, and control groups to deliver accurate, timely, and well-governed reporting. You will prepare, review, and supervise close deliverables; perform variance analysis; and communicate key drivers and insights to stakeholders and management. You will support financial reporting documentation and coordination for internal and external reporting, and help strengthen controls through testing, validation, and process improvements. You will also contribute to team development through coaching, onboarding support, and knowledge-sharing.
Job responsibilities
- Prepare, review, and supervise month-end and quarterly close accounting and reporting deliverables, ensuring accuracy, completeness, and timeliness.
- Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
- Support preparation and review of financial reporting and documentation required for internal and external reporting.
- Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
- Review, test, and validate system enhancements impacting financial and regulatory reporting (including SAP and Essbase outputs, and upstream/downstream impacts).
- Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
- Assist with adoption of new US GAAP accounting standards and evolving regulatory requirements; assess impacts and support implementation and reporting updates.
- Build strong working relationships across Card leadership, Finance, Project Managers, and control partners.
- Escalate issues proactively and constructively, and present complex topics clearly and concisely to management.
- Coach and support onboarding for new joiners and junior team members; contribute to team culture and knowledge-sharing.
Required qualifications, capabilities, and skills
- Bachelor’s degree in Accounting (required).
- 8–10 years of experience in an accounting/controllership environment (internal or external).
- Strong analytical capability including variance analysis and ability to synthesize large datasets into clear messaging for leadership.
- Strong problem-solving, critical thinking, and attention to detail; ability to operate with appropriate governance and controls mindset.
- Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment.
- Strong project execution skills; ability to drive deliverables across stakeholders.
- Strong organizational skills and ability to manage multiple priorities simultaneously.
- Demonstrated leadership and people management or mentoring capability.
- Ability to work the primary shift of 2:00 PM – 11:00 PM, with extension during critical business periods (for example, month-end, quarter-end, key regulatory deadlines).
Preferred qualifications, capabilities, and skills
- Prior experience in Controllers within Retail Banking/Card (preferred).
- Preferred certifications: Chartered Accountant, Certified Public Accountant, or Master of Business Administration (Finance).
- Strong understanding of US GAAP (preferred).
- Advanced Excel skills.
- Experience with SAP and Essbase (preferred).
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
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