GWM Credit Risk Officer
UBS · Spain
We are looking for a Credit Risk Officer to:• independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where required
• perform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessment
• ensure transactions are aligned with the firm's risk appetite, lending principles and regulatory requirements
• proactively monitor and manage risks within the assigned portfolio, identifying emerging risks and recommending appropriate mitigating actions
• provide independent challenge and risk guidance to stakeholders while maintaining effective and constructive partnerships
contribute to the ongoing enhancement of credit risk standards, processes and portfolio governance