| Main Accountabilities |
Qualifications & Experience
- • CA with 1-2 years of experience in Business Accounting / FP&A / MIS
- • Strong understanding of P&L, financial reporting, and analysis
- • Strong understanding of asset quality (GNPA), credit cost, and lending products
- • Strong Excel and analytical skills
- • Exposure to dashboarding tools (good to have)
Competencies:
- Ownership
- Boundaryless Behaviour
- Cost Consciousness
Functional Competencies
- GNPA
- Credit costs
- Margins
Key Decisions taken
- • Identification and escalation of variance drivers and inconsistencies
- • Selection of appropriate data sources for reporting and analysis
- • Prioritization of reporting tasks based on timelines and requirements
- • Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics
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1. Budgeting & Performance Tracking Support
- • Support preparation of annual budgets for margins, AQ & credit cost and balance sheet analysis
- • Track monthly/quarterly rolling estimates and performance metrics
- • Highlight key deviations and assist in performance analysis
2. Asset Quality & Credit Cost Analysis Support
- • Track and analyze GNPA, standard asset movement, and credit cost trends
- • Support preparation of asset quality MIS and dashboards
- • Assist in assessing impact of asset quality on business performance
Monthly P&L
• Preparation monthly P&Ls for different SBUs and Products. Analyse the reasons for variance against budget
3. Margin Analytics
- • Prepare the necessary break down of Margins and and it’s components to understand and analyse the reasons for variance
- • Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs
• Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis
4. Cost allocation cycles
- • Assist in preparation of allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs
- • Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments
• Ensure timeliness, accuracy as well as consistency in reporting across SBUs
5. Management Reporting Support (Investor Presentations / ACM / MIS Decks)
- • Assist in preparation of IP / Board / ACM decks and management presentations
- • Collate and present the key data points required for Investor calls such as ATS, ACL, GECL, IRR, and portfolio metrics
- • Ensure accuracy and consistency of reporting outputs
6. Business Accounting & Process Support
• Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc.
- • Validate financial data across systems and reports
- • Assist in ensuring alignment of reporting across business units
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