Credit Manager - Secured Business Loans (Micro LAP) - Sangareddy - Zaheerabad - J Grades
Tata Capital · Sangareddy
- Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.
- The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them.
- He will also be coordinating with the sales team and operations team for collecting accurate data.
- Ensuring proper security creation process for all secured loans
- Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to
- Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to
- Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries
- Analytical skills and ability to process data on computer spreadsheets
- Comfortable in assessing clients without access to audited financials
- Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
- Willingness and ability to travel within the city.