Private Hire Insurance
Zego
- PRIVATE HIRE INSURANCE
- Private hire taxi insurance trusted by over 100,000 drivers
- Cover for Uber, Bolt and all UK councils — from £99/month*. Standard cover or app-based telematics with Zego Sense.
Rated excellent on Trustpilot
Private hire, delivery, and personal driving cover in one policy
Instant certificate upload to Uber, Bolt and Freenow
Save up to 17% upfront with Sense, plus fairer renewals based on how you actually drive
- Get a quote
- What is private hire taxi insurance?
- Private Hire insurance covers drivers who carry pre-booked passengers for payment (Hire & Reward). It is a legal requirement for drivers using apps like Uber, Bolt, and Ola.
Depending on the level of insurance you choose, it can cover you and your vehicle, plus other people and their property.
Two ways to get covered
Both products cover you for work and personal driving. That’s Hire and Reward (H&R) plus Car Insurance (SD&P) cover in one simple insurance policy.
Sense telematics
App-based telematics insurance that looks at how smoothly you drive, helping you get rewards throughout the year and build a renewal price that reflects how you actually drive.
17% upfront discount on your policy.
Better renewal prices for good driving.
Access to Zego Rewards.
Instant certificate upload to Uber, Bolt & Freenow.
Also includes food & parcel delivery.
Choose Monthly (30 days) or Annual (12 months) cover.
Get a Sense quote
Standard
Straightforward, reliable private hire insurance. No telematics app required – just pick your cover level, choose your payment option, and you're ready to go.
Instant certificate upload to Uber, Bolt & Freenow.
Also includes food & parcel delivery.
Single or monthly payment options available.
Choose Monthly (30 days) or Annual (12 months) cover.
Get a Standard quote
Get rewards for good driving – up to £60 a year
When you choose a Sense policy, you get our app-based telematics insurance and Rewards. Download the app, drive well, and we'll give you gift cards from places like Amazon, Tesco and Greggs.
Here’s how it works:
1. Drive well
Download the app and hit the road. Your driving does the talking.
2. Get points
The better you drive, the more points you get. Good driving adds up.
3. Treat yourself
Turn your points into gift cards at some of your favourite brands and retailers.
Choose between Third Party Only and Fully Comprehensive
Fully Comprehensive
This is the top level of cover. If you’re involved in an accident, it protects you and your vehicle, plus other people and their property. You’ll also be covered for legal fees and compensation payouts if you’re found to be at fault.
Third Party Only
Third Party Only covers other people and their property, but it doesn’t cover you. So you’re protected if someone gets injured and tries to sue you, but you won’t be covered if you get hurt or your car gets damaged.
What’s included with your private hire policy?
Fully Comp
Third Party Only
Private hire work, food and parcel delivery work, plus personal driving
Unlimited liability for causing damage to other vehicles or property while driving
Unlimited liability for causing injury or death to other people while driving
Public liability cover up to £10m
Loss, damage or theft of your vehicle and its spare parts
Windscreen (£25 excess for repairs or £100 for replacements)
Audio, communication, and navigation equipment cover (£500 limit)
Upgrade your private hire cover with these extras
Breakdown cover
Combined roadside, recovery and home cover within the UK.
£40
with annual
£8
with 30 days
Replacement vehicle
Get a replacement car – licensed for private hire work – while yours is being repaired.
£65
with annual
£10
with 30 days
NCD protection
Protect your no-claims years for a maximum of one at-fault claim.
+7%
of the price of your premium
- Choose who you work for
- Why we're the right choice
94m
policies sold
750k
drivers have chosen us
96%
of Sense drivers save money
What our customers say
Our customers are at the heart of what we do. We’re on a mission to offer them the best cover at the best prices. But don’t just take our word for it...
Meet Peter
"Zego customer service has been very reliable, and very prompt. And I think I would recommend Zego to my friends."
Meet Muhammad
"When my friend come to me for insurance advice, I always recommend Zego."
Meet Tihomir
"I haven't been long with Zego, just 4 or 5 months. Customer service for me was really good so far, thumbs up for them."
More from our customers
Fantastic company! Affordable, hassle free and a great customer support team.
Pedro, Private Hire Driver, Uber
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Muhammed, Private Hire Driver, Ola
Customer service explained everything very professionally and were very friendly throughout the process.
Flavius Botar, Private Hire Driver
Trusted by 100,000’s of UK drivers
Join the good driving revolution. Get a quote to see how much you could save.
Get a quote
Share and earn. It's that simple.
Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
Excludes flexible, pay-as-you go customers
- Refer now →
- Terms and conditions apply
- Frequently asked questions
- What is Private Hire insurance?
- What does Private Hire insurance cover?
- Does Private Hire insurance cover food delivery?
- What is public hire insurance?
- Private Hire insurance vs. Public Hire insurance – what’s the difference?
- How much does Private Hire taxi insurance cost?
- How long does it take to get Private Hire insurance?
- What is Zego Sense insurance?
- Do Zego offer public hire insurance?
- What is the difference between a Standard and Sense telematics policy?
When you buy a Sense policy, your upfront payment is