Uber Private Hire Insurance
Zego
- UBER PRIVATE HIRE TAXI INSURANCE
- Uber insurance for good drivers
- Get up to 17% off upfront with our app-based cover, Zego Sense.
Drive safely and earn a discount at renewal
All-in-one cover for taxi work and personal driving
Manage everything online or in the app
Get a quote
Looking for private hire insurance? Get a personalised quote in just a few minutes
- Get a quote
- Choose between monthly and annual cover
- Our private insurance covers you for work and personal driving. That’s Hire and Reward (H&R) plus Social, Domestic and Pleasure (SD&P) cover in one simple insurance policy.
Monthly (30 days)
Short-term insurance cover.
Includes personal (SD&P) and hire and reward (H&R) insurance.
Buy with a single payment.
Annual (12 months)
Long-term, cost-effective cover.
Includes personal (SD&P) and hire and reward (H&R) insurance.
Buy with a single payment or monthly instalments (deposit required upfront).
- What’s included with your Uber private hire policy?
- We offer policies with or without Sense.
- These are Third Party Only or Fully Comprehensive.
Fully Comp...
Third Party Only
Private hire work, food and parcel delivery work, plus personal driving
Unlimited liability for causing damage to other vehicles or property while driving
Unlimited liability for causing injury or death to other people while driving
Public liability cover up to £10m
Loss, damage or theft of your vehicle and its spare parts
Windscreen (£25 excess for repairs or £100 for replacements)
Audio, communication, and navigation equipment cover (£500 limit)
- What you need to get a quote and confirm eligibility
- Before you start, it helps to have a few things ready. Here's what you'll need to get a private hire insurance quote for driving with Uber, plus the eligibility criteria we ask drivers to meet.
Documents to have ready
Your private hire (PHV) licence
Your full UK driving licence
Your vehicle registration and details
Proof of ID and address history
Details of your driving and claims history
Are you eligible? (Uber-ready checklist)
You have a private hire licence
You live and work in England, Scotland, or Wales
You have a full UK driving licence
Your vehicle has 9 seats or fewer (including the driver's seat)
You're aged 21–75
You've had no more than 2 at-fault and/or 3 non-fault claims in the last 3 years
- Upgrade your private hire cover with these extras
- Breakdown cover
- Combined roadside, recovery and home cover within the UK.
£40
with annual
£8
with 30 days
- Replacement vehicle
- Get a replacement car – licensed for private hire work – while yours is being repaired.
£65
with annual
£10
with 30 days
- No Claims Discount Protection
- Protect your no-claims years for a maximum of one at-fault claim.
+7%
of the price of your premium
Insurance that moves with you. It starts with Sense.
Pick a Sense policy – our app-based telematics insurance. Drive well, and you’ll get a renewal quote that reflects it.
Simple as that.
Download the Sense app
To get started, download the Sense app to your smartphone and activate your policy. It only takes a minute.
Start driving
Once you're set up, Sense starts tracking your driving to build a picture of how you drive each day – and gives you a driver rating.
Unlock our best price at renewal
The higher your driver rating, the better your chances of being rewarded at renewal.
More from our customers
If you want competitive and hassle free Private Hire insurance, please go with Zego. I am happy I found the best Private Hire insurance provider in the UK.
Dereje, Private Hire Taxi Driver
I got my first private-hire insurance with Zego. Price was very cheap as compare to other companies. Customer service explained everything very professionally and were very friendly throughout the process.
Flavius Botar, Private Hire Taxi Driver
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Muhammed, Private Hire Taxi Driver
Why we're the right choice
81m
policies sold
575k
drivers have chosen us
96%
of Sense drivers save money
Trusted by 100,000’s of UK drivers
Join the good driving revolution. Get a quote to see how much you could save.
- Get a quote
- Frequently asked questions
- What insurance do Uber drivers need?
- What does Private Hire insurance cover?
- Does Private Hire insurance cover food delivery?
- Private Hire insurance vs. Public Hire insurance – what’s the difference?
- How much does Private Hire insurance cost?
- How long does it take to get Private Hire insurance?
Share and earn. It's that simple.
Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
*Excludes flexible, pay-as-you go customers.
- Refer now →
- Terms & conditions apply
When you buy a Sense policy, your upfront payment is 17% cheaper than a standard policy, as of 10/09/25
“81 million...” – Based on the total number of policies sold by Zego as of 23/07/25
“575K drivers...” – Based on the number of fixed policies sold by Zego as of 23/07/25
“96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025