Van Insurance for Business Use
Zego
- BUSINESS VAN INSURANCE
- Hard-working van cover that rewards good driving.
- All-in-one commercial van insurance for skilled tradespeople carrying their own goods. Drive well, with our app-based van telematics insurance and get rewards – plus fairer prices at renewal.
Comprehensive van insurance for all types of work
Get rewards for good driving – up to £60 a year*
Renewal price based on how you drive
- Get a quote
- What is business van insurance?
- Business van insurance, also known as commercial van insurance, provides cover for vans used for work or business purposes. Whether you're a tradesperson, contractor, or a business using vans to carry your own goods, our commercial van insurance policy gives you the protection and peace of mind you need when out on the road.
- Commercial van insurance for tradespeople
- Working as a self-employed plumber, electrician or builder? Our van insurance provides the cover you need so you can get on with your work. Take the stress out of your insurance and get a quote today.
- Good driving now gets you Rewards.
- When you choose a Sense policy, you get our app-based telematics insurance and Rewards. Download the app, drive well, and we'll give you gift cards from places like Amazon, Tesco and Greggs.
Here’s how it works:
1. Drive well
Download the app and hit the road. Your driving does the talking.
2. Get points
The better you drive, the more points you get. Good driving adds up.
3. Treat yourself
Turn your points into gift cards at some of your favourite brands and retailers.
- What level of business van cover can you get?
- We offer a fully comprehensive policy for that extra peace of mind.
- Fully Comprehensive
- Our comprehensive commercial van insurance covers you and your vehicle, plus other drivers and their property. It typically includes protection against accidental damage, fire, theft and vandalism. With our cover, you also get protection for personal belongings, tools, and equipment (limits apply).
- What’s included with your van insurance policy?
- Cover for business use, commuting and personal driving
Costs for causing damage to other vehicles or property up to £5m
Personal belongings cover up to £300 and tools in transit cover up to £500
Loss, damage or theft of your vehicle and its spare parts
Windscreen (£25 excess for repairs or £100 for replacement)
Audio, communication and navigation equipment cover up to £500
Key and lock cover up to £300
Personal accident cover up to £5,000 and motor legal protection up to £100,000
Courtesy vehicle (with approved repairers)
- Increase your van cover with optional extras
- We know that keeping you moving is really important. That's why we offer extra protection so you can get the cover you need.
- No claims discount protection
- Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.
+6%
on the price of your policy
- Breakdown cover
- Combined roadside and recovery within the UK.
£59.99
available for annual policies only
- What do you need to get a business van insurance quote?
- Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
Driver information: Include details of any driver who will be using the van for work or business purposes.
Business use: Tell us how the van will be used, whether that's for making deliveries of third party goods, transporting your own goods, or commuting to work.
No Claims Bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
Driving history: Tell us about any van insurance claims you've made in the past.
Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.
- Why Sense is the right choice
- Our app-based telematics van insurance turns good driving into gift cards for some of your favourite brands – plus fairer prices at renewal.
100% app-based telematics policy – no black box needed
Get rewards for good driving – gift cards from Amazon, Tesco and more
Renewal price based on how you drive, not just your age or job title
Real-time driving insights sent straight to your phone
Get 24/7 support from our award-winning claims team
- Get a quote
- Why we're the right choice
94m
policies sold
750k
drivers have chosen us
96%
of Sense drivers save money
- Trusted by 100,000’s of UK drivers
- Join the good driving revolution. Get a quote to see how much you could save.
- Get a quote
- Learn more about business van insurance
- What are the cheapest vans to insure?
- Read more
- 6 tips to get cheaper van insurance
- Read more
- Van insurance groups explained
- Read more
- Frequently asked questions
- What type of van insurance do I need?
- How can I get cheaper van insurance?
- Do I need van insurance for my business?
- What does business van insurance cover?
- Can I get my van insured under my limited company name?
- Can I drive a business van on my car insurance?
- Does my business van insurance cover my tools and equipment?
- What levels of van insurance cover is available in the UK?
- What factors affect my van insurance cost?
- What are the cheapest vans to insure?
Share and earn. It's that simple.
Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
*Excludes flexible, pay-as-you go customers.
- Refer now →
- Terms & conditions apply
"94 million policies sold..." - based on the total number of policies sold by Zego as of 10/06/26.
"750k drivers have chosen us..." - based on unique customers who have held a Zego policy as of 10/06/26.
“96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025.
"...£60 a year..." – If a rating of 'Excellent' is con