Van Insurance for Personal Use
Zego
- PERSONAL VAN INSURANCE
- Reliable cover that rewards all of your adventures
- Drive well, with our app-based telematics personal van insurance and get rewards – plus fairer prices at renewal.
Van insurance for personal trips, weekend escapes and everyday driving
Get rewards for good driving – up to £60 a year
Renewal price based on how you drive
- Get a quote
- What is van insurance for personal use?
- Personal van use, also known as private van use, covers you and your van for everyday driving. It’s sometimes known as Social, Domestic & Pleasure (or SD&P for short).
This type of van insurance protects you for most types of personal journeys, including weekends away, hobbies and shopping trips. It does not cover you for work or business use, or commuting to and from work (for that, you’ll need a commercial van insurance policy).
More on commercial van insurance →
Get rewards for good driving – up to £60 a year
When you choose a Sense policy, you get our app-based telematics insurance and Rewards. Download the app, drive well, and we'll give you gift cards from places like Amazon, Tesco and Greggs.
Here’s how it works:
1. Drive well
Download the app and hit the road. Your driving does the talking.
2. Get points
The better you drive, the more points you get. Good driving adds up.
3. Treat yourself
Turn your points into gift cards at some of your favourite brands and retailers.
- What level of personal van cover can you get?
- We offer a fully comprehensive annual policy for that extra peace of mind.
- Fully Comprehensive
- Policies tend to start at Third Party Only, which only covers other people and their property, but not you. Our van insurance is fully comprehensive. It’s the top level of protection, for that extra peace of mind.
- What’s included with your van insurance policy?
- Cover for everyday, personal driving (social, domestic and pleasure)
Loss, damage or theft of your vehicle and its spare parts
Key and lock cover up to £300
Costs for causing damage to other vehicles or property up to £5m
Windscreen (£25 excess for repairs or £100 for replacement)
Personal accident cover up to £5,000 and motor legal protection up to £100,000
Personal belongings cover up to £300
Audio, communication and navigation equipment cover up to £500
Courtesy vehicle (with approved repairers)
- Increase your personal van cover with these extras
- Give your van insurance for personal use a boost with our optional add-ons.
- Simply add to your policy when you buy online.
- No claims discount protection
- Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.
+6%
on the price of your policy
- Breakdown cover
- Combined roadside and recovery within the UK.
£59.99
for annual cover
- What do you need to get a personal van insurance quote?
- Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
Intended use: Tell us how you’ll use your van, whether it's for occasional social trips and weekends away, or commuting to a regular place of work or study.
Driving history: Tell us about any previous driving convictions, or van insurance claims you've made in the past.
Driver information: Include details of any driver who will be using the van for everyday, personal driving.
No claims bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.
- Why Sense is the right choice
- Our app-based telematics van insurance turns good driving into gift cards for some of your favourite brands – plus fairer prices at renewal.
100% app-based telematics policy – no black box needed
Get rewards for good driving – gift cards from Amazon, Tesco and more
Renewal price based on how you drive, not just your age or job title
Real-time driving insights sent straight to your phone
Get 24/7 support from our award-winning claims team
Get a quote
Why we're the right choice
94m
policies sold
750k
drivers have chosen us
96%
of Sense drivers save money
- Trusted by 100,000’s of UK drivers
- Join the good driving revolution. Get a quote to see how much you could save.
- Get a quote
- What our customers say
This app has excellent service and is also very helpful. The price is a reasonable amount too! Overall, I really like this app.
Mr S Islam, Zego Customer
It was a great experience, very smooth and easy. It was a pleasure to be assisted by professionals. I highly recommend Zego.
Ovidiu Ali Boarta, Zego Customer
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Muhammed, Zego Customer
Learn more about van insurance
What are the cheapest vans to insure?
Read more
6 tips to get cheaper van insurance
Read more
Van insurance groups explained
Read more
Share and earn. It's that simple.
Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
Excludes flexible, pay-as-you go customers.
- Refer now →
- Terms & conditions apply
- Frequently asked questions
- What’s the difference between commercial van usage and personal van usage?
- What type of driving licence do I need for a van?
- Do I need van insurance even if I don’t drive my van regularly?
- Is my vehicle considered to be a van?
- How can I get cheaper van insurance?
- What is the difference between black box and telematics insurance?
- How much is telematics insurance?
- Is telematics insurance suitable for young drivers?
- How does telematics know if I’m driving?
“81 million...” – Based on the total number of policies sold by Zego as of 23/07/25. “575K drivers...” – Based on the number of fixed policies sold by Zego as o