Risk Data Analyst BSD City, Indonesia Regular Corporate Functions 2026.09.07
Traveloka
Join Traveloka and channel your passion into a rewarding careerRisk Data AnalystJob Posting Date2026.09.07Job TypeRegularTeamCorporate FunctionsLocationBSD City, IndonesiaApply NowAbout TravelokaTraveloka is Southeast Asia’s leading all-in-one travel platform connecting millions globally with trusted, world-class experiences. With over 140 million app downloads and more than 40 million monthly active users, Traveloka stands as one of the most popular travel apps in the region.
Job DescriptionJob ID: MJ000326About TravelokaTraveloka is Southeast Asia's leading travel and lifestyle super-app. We connect tens of millions of travellers across the region with flights, hotels, experiences, financial services, and more — all from a single platform.
Since our founding in 2012, we have expanded to eleven markets, processed billions of dollars in transactions, and built one of the most recognised consumer brands in the region. We move fast because the region demands it. Southeast Asia is young, mobile-first, and growing faster than almost anywhere else on earth.
We are not transplanting a Western playbook — we are writing a new one, from scratch, for a market that does not look like anywhere else — and we are calling for people who want to be part of that.
About the Team
Lending makes travel accessible — but only if we lend wisely. The Risk Control team inside Financing decides who we say yes to, on what terms, and how we keep losses in check while still letting customers book the trip they want. We work across Southeast Asian markets where credit data is thin, behaviour shifts fast, and every country plays by different rules, so there is no off-the-shelf model to copy.
We build our own. Here you turn raw signals into approval and collection strategies that move real numbers. You will:Investigate fraud and default patterns, then design the rules and limits that stop themTranslate portfolio performance into decisions credit and product teams act onSharpen the operational playbooks that keep risk tight as we scale across the regionIf you like proving your judgement against live outcomes, this is your team.
About the JobAs a Principal / Staff Business Operations specialist, you are joining Traveloka Financing — a senior individual contributor with no direct reports who the function turns to on its hardest risk-control problems. You develop and implement operational plans tied to Risk Control's Must Win Battles, with direct impact on the domain's overall results, and you tackle genuinely complex problems where the right answer weighs operational and financial impact together.
You enhance how the domain operates through expertise and influence, not by leading a team. Develop and implement operational plans, processes, and controls aligned to Risk Control's priorities, with direct impact on the domain's results and performanceOwn the most complex, cross-market risk-operations problems end to end, applying advanced, well-developed expertise to balance operational and financial trade-offsEnhance existing policies, processes, and products as a key contributor on improvement project teams within the domainRun the deep analysis that shapes decisions on loss, approval, fraud, and cost-to-serve, and propose the course of action within your areaInfluence Product, Risk, Compliance, Data, and Engineering by persuading them of your position with facts and evidence, without holding formal decision authority over themSet the technical bar for the function, mentoring analysts and reviewing critical work while remaining an individual contributor with no line-management dutiesLead high-leverage improvement initiatives that change how risk operations run across countriesJob RequirementsYou have at least 5 years of deep experience in business or risk operations, lending, fintech, or consulting, recognised as a go-to expertYou have advanced, hands-on command of operational and risk data and the credit concepts behind itYou design operating models and controls that scale across multiple markets and regulatorsYou combine strong analytical depth with the judgment to make calls under uncertaintyYou influence senior cross-functional stakeholders through evidence and credibility, not authorityYou prefer to deliver impact as a senior individual contributor and mentor, rather than manage a teamYou stay composed and decisive in incidents and high-pressure periodsYou have a Bachelor's degree in a quantitative or business field (advanced degree a plus)You communicate complex strategy and results clearly, and you are fluent in English across multicultural SEA teamsYou have been the technical owner of a risk-operations or lending-operations capability that others depended onYou have moved a P&L-relevant lever — approval rate, loss rate, cost-to-serve — meaningfully through your own workYou bring deep knowledge of credit infrastructure and regulation across two or more SEA marketsJoin UsIf you have read this far and felt something click — the problem, the scale, the moment — we would like to hear from you.
We review every application. If your background is a strong fit, you will hear from us within 5 business days. We are building the kind of company where strong people choose to stay because the work keeps getting bigger and better.
If that is what you are looking for, apply. Similar JobsAnalyst, Office Facility Management2026.09.02RegularCorporate FunctionsBSD City, IndonesiaFraud Investigation Analytics Lead2026.06.26RegularCorporate FunctionsBSD City, IndonesiaRevenue & Growth Manager2026.06.23RegularCorporate FunctionsBSD City, IndonesiaAt Traveloka, we firmly believe in equal opportunities for all because diversity drives creativity and excellence.
We encourage individuals from diverse backgrounds to apply for opportunities with us. Our hiring decisions are based on qualifications and merit in accordance with a fair and transparent process, regardless of race, ethnicity, religion, sex, gender identity, sexual orientation, age, marital stat