Contactless payments

Starling Bank · £100/hr (stated in the posting)

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Set your own contactless payment limit in-app with our flexible slider. Capped at £100 across the UK, Starling customers can lower the amount for each card, or turn contactless off.

Benefits

Remember

For any payments over £100, you’ll be asked to enter your PIN. No brainer. But keep an eye on your smaller payments as you go. You can make contactless payments up to a total of £300, regardless of how long it takes to reach this amount. Once you hit the limit, you’ll need to enter your PIN before using contactless again.

Your chosen contactless limit will also apply overseas, in line with the exchange rate. If you haven’t reduced your limit down from £100, the country’s own limit will apply. It’s different for each country, so it’s worth checking that out before you zip off.

Nothing will change to payments made through mobile wallets such as Apple Pay or Google Pay, which use Face ID, fingerprint ID or a passcode. Business as usual there.

How it works and where to find it

Head to your app and tap ‘Card’, then ‘Card and Payment Limits’, followed by ‘Maximum Contactless Payment Limit’.

To adjust the contactless payment limit for an Under 16s card for kids or Connected card, go to the ‘Spaces’ section of the app, tap the Space connected to your Under 16s card or Connected Card and click ‘Manage Space’, followed by ‘Contactless Limit’.

You can then move your slider up and down until you find the amount that feels right.

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