Commercial Finance Business Partner (all genders)

JPMorgan Chase · Berlin

Help shape the next phase of growth for a fast-moving digital retail banking business in Germany. In this role, you will sit at the heart of commercial decision-making—turning financial analysis, customer economics, and performance trends into clear, actionable insight. You will work closely with partners across finance, strategy, product, marketing, and treasury to influence where we invest and how we grow. If you enjoy combining rigorous modelling with practical business judgement, this is an opportunity to make a visible impact.

Job summary

As a Commercial Finance Business Partner in German Digital Retail Banking, you will help translate growth ambitions into financial plans, models, and recommendations that inform day-to-day and strategic decisions. You will partner across teams to improve forecasting, profitability insight, and commercial performance, and you will communicate complex analysis clearly to senior stakeholders. Working in a dynamic environment, you will provide thoughtful challenge, highlight risks and opportunities, and help drive accountability through high-quality reporting and governance support.

Job responsibilities

Partner with key business workstreams, providing commercial insight and constructive challenge to support business objectives
Deliver core planning, forecasting, and performance analysis for the German retail banking business
Build and maintain financial models supporting business cases, portfolio growth, customer economics, and profitability analysis
Collaborate with strategy, product, marketing, treasury, and finance partners to support decision making with clear financial insight
Analyse business performance, customer behaviour, market trends, and financial drivers to identify risks and growth opportunities
Support initiatives to optimise pricing, product mix, marketing investment, and customer segmentation
Develop management reporting and dashboards that strengthen decision making and performance accountability
Prepare clear analysis, presentation materials, and commentary for senior management, business reviews, and governance forums
Contribute to regulatory submissions, model governance, and documentation requirements as needed
Lead selected ad hoc projects across planning and broader finance topics

Required qualifications, capabilities, and skills

Degree-level education in finance, accounting, economics, business administration, or a related field
Experience in commercial finance, financial planning and analysis, banking, strategy finance, corporate finance, or financial services
Demonstrated ability to build financial models and explain key assumptions and drivers clearly
Strong analytical and problem-solving skills, with the ability to interpret complex financial data and translate it into insights
Strong presentation and storytelling skills, with the ability to create clear materials for senior stakeholders
Strong commercial judgement and business acumen, particularly in customer and product profitability analysis
Solid understanding of profit and loss, balance sheet, margins, and financial planning concepts
Strong communication and interpersonal skills, with the ability to build relationships and influence across teams
Ability to work in a fast-paced environment with evolving priorities, using a structured and proactive approach
Fluency in English

Preferred qualifications, capabilities and skills

Professional qualification such as Chartered Financial Analyst, Master of Business Administration, or equivalent
Experience in digital banking or retail banking environments
Background in strategy consulting or advisory (including large professional services firms)
German language skills

#ICBCareer

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

We are looking for a commercially minded finance partner to join our German retail banking business

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